Educational Reverse Mortgage estimator

This tool illustrates a range of possible proceeds using published HUD principal-limit factors, the 2026 FHA maximum claim amount, and conservative cost assumptions. It is not a quote, approval, rate lock, Loan Estimate, or promise that you will receive any amount.

Use the youngest borrower — or eligible non-borrowing spouse, if that person is used for principal-limit purposes. If you would rather not use a form, call.

An FHA appraisal, not this number, controls a real file. Value above the 2026 Reverse Mortgage limit of $1,249,125 is capped for this math.